Price Reduction - Waterfront
Address
3520 Sw 3rd Terrace, Cape Coral, FL
Price
$ 1,499,000
Property Attributes
- MLS#2026034105
- TypeSingle Family
- Listing Status Active
- CountyLee
- CityCape Coral
- AreaCC43 - Cape Coral Unit 58,59-61,76,
- NeighborhoodCAPE CORAL
- Zip33991
- StyleTwo Story
- Year Built2006
- Taxes$ 10901
- Price$ 1,499,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2986
- Lot Size0.23 Acres
Data Source:
Florida Gulf Coast MLS (SWFLMLS)
Property Description
Experience Cape Coral waterfront living in this 4-bedroom + Den, 3-bath, nearly 3,000-sq.-ft. two-story home on a Gulf-access canal with southern rear exposure, a heated saltwater pool, and an exceptional private boating setup. The waterfront features a custom gray-plank dock and Captain’s Walk, built to the maximum square footage allowed and installed in 2022, plus two commercial-grade remote-controlled 10,000-lb. and 16,000-lb. boat lifts that can accommodate boats up to 38+ feet. Dock pilings were bored approximately 10 feet or more, and the dock includes power and well water access next to dock. The property also offers on-site boat-trailer parking with emergency in ground hurricane boat trailer straps. The southern rear exposure complements the screened lanai and heated saltwater pool, with LED smart pool lighting enhances evening use. Major improvements include a premium concrete tile roof, high-efficiency primary A/C system, upgraded plumbing, wind-mitigated window and pool-cage screens, triple sliding glass doors to lanai and pool area, four-zone automatic sprinkler system, and whole home generator wiring. High-speed connectivity includes Quantum Fiber and Xfinity. The exterior features refreshed charcoal-gray paint, updated landscaping and curbing, new St. Augustine sod for entire property with 4 zone smart WIFI irrigation system and epoxy coatings on the driveway, walkways, and garage floor. Inside, the home offers an open layout with multiple living areas and an upstairs split-bedroom floor plan. The primary suite is positioned on one side -with its own private screened balcony, with the three additional bedrooms on the opposite side. A large upstairs area that can be a flex space for an office, media room, playroom, or second living area. The open main living area connects easily to the kitchen and screened outdoor space, creating a comfortable flow for everyday living and entertaining, while the waterfront setting, pool, and boating features make the property especially well suited to the Southwest Florida lifestyle. Interior walls and ceilings have been refreshed, the first floor features new LVP flooring, and the upper level has new carpeting. The kitchen offers solid black granite countertops, abundant cabinetry, and all new premium LG stainless steel appliance suite with InstaView and Craft Ice. The secondary upstairs bathroom has been remodeled with an upgraded tub and glass enclosure, dual sinks, updated finishes, and new flooring. Additional highlights include generous natural light throughout, multiple indoor and outdoor gathering spaces, and a layout that works well for both everyday living and entertaining. The combination of waterfront access, boating infrastructure, pool, upgrades, and flexible interior spaces creates a well-rounded Cape Coral Gulf-access property for year-round or seasonal living.
| Price History | |
|---|---|
| 8/23/2026 | Listed $1,599,000 |
| 9/22/2026 | 6$1,499,000 |
General Features
| Sewer | Assessment Unpaid,Public Sewer |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air,Ceiling Fan(s),Electric |
| Utilities | Cable Available,High Speed Internet Available |
| Possession | Close Of Escrow |
| Roof | Tile |
| Appliances | Dishwasher,Electric Cooktop,Freezer,Disposal,Microwave,Refrigerator,Self Cleaning Oven |
| Garage Spaces | 2 |
| Association Fee Includes | None |
| Patio/Porch Features | Balcony |
| Architectural Style | Two Story |
| Pool Features | Concrete,Electric Heat,Heated,In Ground,Screen Enclosure,Salt Water |
| Security Features | Security System,Smoke Detector(s) |
| Construction Materials | Block,Concrete,Stucco |
| Pets Allowed | Yes |
| Year Built | 2006 |
| View | Canal,Water |
| Stories Count | 2 |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Single Family |
| Waterfront Features | Canal Access,Seawall |
| Community Features | Non-Gated |
| County | Lee |
| Property Type | Residential |
| Association Amenities | None |
| HOA | false |
| Attached Garage | true |
| Subdivision Name | CAPE CORAL |
| Facing Direction | North |
| Garage Y/N | true |
| Full Baths | 3 |
| Status | Active |
| City | Cape Coral |
| Disclosures | Owner Has Flood Insurance,RV Restriction(s),Seller Disclosure |
| Senior Community Y/N | false |
| Zoning Description | R1 |
| MLS Area | CC43 - Cape Coral Unit 58,59-61,76, |
| Lot Size Units | Acres |
| Carport Y/N | false |
| Tax Annual Amount | 10901 |
| Property Condition | Resale |
| Virtual Tour | https://media.naplescreativemedia.com/videos/01a02559-e927-70cc-b3dc-305ca5645036 |
| Standard Status | Active |
| Tax Lot | 10 |
| Virtual Tour | https://media.naplescreativemedia.com/sites/ejplmdyk/unbranded |
| Property Sub Type Additional | Single Family Residence |
| PostalCity | Cape Coral |
| Legal Description | CAPE CORAL UNIT 58 BLK 5351 PB 23 PG 137 LOTS 10 + 11 |
Interior Features
| Interior Amenities | Breakfast Bar,Bathtub,Dual Sinks,Eat-in Kitchen,Family/Dining Room,French Door(s)/Atrium Door(s),High Ceilings,Living/Dining Room,Pantry,Separate Shower,Upper Level Primary,Walk-In Closet(s),Split Bedrooms |
|---|---|
| Flooring | Carpet,Vinyl |
| Furnished Y/N | Unfurnished |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Window Features | Double Hung |
| Laundry Features | Washer Hookup,Dryer Hookup,Inside,Laundry Tub |
| Total Bedrooms | 4 |
| Room Type | Den,Family Room,Other |
| LivingAreaSource | Appraiser |
| Total Baths | 3 |
Exterior Features
| Gulf Access | true |
|---|---|
| Gulf Access Type | Bridge(s),Water Indirect |
| Exterior Amenities | Sprinkler/Irrigation,Shutters Manual |
| Parking Features | Attached,Garage,Garage Door Opener |
| Lot Features | Rectangular Lot,Sprinklers Manual |
| Water Source | Assessment Unpaid,Public |
| Lot Size Area | 0.23 |
| Spa | false |
| Building Area Total | 3459 |
| Lot Dimensions | 80 x 125 x 80 x 125 |
| Lot Size Acres | 0.23 |
| Road Surface Type | Paved |
| Private Pool | true |
| Lot Size Source | Appraiser |
| Waterfront Y/N | true |
| Covered Spaces | 2 |
| Door Features | French Doors |
| Road Responsibility | Public Maintained Road |
| LotDimensionsSource | Appraiser |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 33991
Price
Taxes
Year Built
In The Neighborhood
Just Listed
CAPE CORAL
$ 464,900
1219 Sw 10th St
Cape Coral, FL 33991
- Type
- Single Family
- Size
- 2,459 SqFt
- Rooms
- 4 Beds + 3 Baths
Just Listed
Cape Coral
$ 350,000
2212 Nw 42nd Place
Cape Coral, FL 33993
- Type
- Single Family
- Size
- 1,409 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 699,000
5028 Pelican Boulevard
Cape Coral, FL 33914
- Type
- Single Family
- Size
- 1,843 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 409,900
225 Sw 26th Place
Cape Coral, FL 33991
- Type
- Single Family
- Size
- 1,712 SqFt
- Rooms
- 4 Beds + 2 Baths
Just Listed
CAPE CORAL
$ 524,900
5211 Sw 27th Pl
Cape Coral, FL 33914
- Type
- Single Family
- Size
- 2,226 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 400,000
1140 Sw 45th Terrace
Cape Coral, FL 33914
- Type
- Single Family
- Size
- 2,398 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 324,000
302 Se 1st Place
Cape Coral, FL 33990
- Type
- Single Family
- Size
- 1,458 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 569,500
4129 Sw 14th Avenue
Cape Coral, FL 33914
- Type
- Single Family
- Size
- 2,010 SqFt
- Rooms
- 4 Beds + 3 Baths
Just Listed
Cape Coral
$ 645,000
144 Nw 7th Place
Cape Coral, FL 33993
- Type
- Single Family
- Size
- 1,894 SqFt
- Rooms
- 4 Beds + 2.5 Baths
Just Listed
Cape Coral
$ 224,900
179 Se 4th Street
Cape Coral, FL 33990
- Type
- Single Family
- Size
- 1,775 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 312,000
1730 Nw 12th Street
Cape Coral, FL 33993
- Type
- Single Family
- Size
- 1,993 SqFt
- Rooms
- 3 Beds + 2 Baths
Just Listed
Cape Coral
$ 534,900
19 Nw 13th Pl
Cape Coral, FL 33993
- Type
- Single Family
- Size
- 2,239 SqFt
- Rooms
- 4 Beds + 2 Baths
Just Listed
Cape Coral
$ 999,900
3216 Nw 21st Street
Cape Coral, FL 33993
- Type
- Single Family
- Size
- 2,152 SqFt
- Rooms
- 3 Beds + 3 Baths
All information regarding a property for sale, rental or financing, school information and public tax records is from sources deemed reliable; PROVIDED, HOWEVER, that representations and warranties are not made about the accuracy thereof, and such information is subject to errors, omissions, updates, modifications, changes of price, rent rates, commissions, prior sales, leases or financing, changes in school boundaries, or withdrawal without notice. All information displayed on this Website should
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
This data is up-to-date as of September 27, 2026 3:51 PM UTC Some properties that appear for sale on this website may subsequently have sold and may no longer be available. For the most current information, contact Alex King Group - Premiere Plus Realty.
The information provided is for consumers' personal, non-commercial use and may not be used for any other purpose. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program (BR Program) of M.L.S.
